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Overseas Student Health Coverage (OSHC)

Secure your stay in Australia with comprehensive health coverage tailored for international students.

Study in Australian Universities

Types of Health Insurance Plans

Funding medical emergencies can be a huge financial burden while studying abroad. There are two types of health plans:

💛Overseas Student Health Cover (OSHC)

OSHC is mandatory for international students in Australia. It covers hospital stays, doctor visits, prescriptions, and emergencies—giving you peace of mind and meeting visa requirements.

💛Overseas Visitor Health Cover (OVHC)

OVHC is for visitors who aren’t eligible for Medicare. It helps pay for hospital and medical costs, and you can add extras like dental or eye care if needed.

Ideal Requirements for Student Health Cover

Health insurance in Australia

Health Insurance Plan Eligibility Criteria

To qualify for student health insurance, you must meet specific requirements set by your university and visa authorities. These ensure you have access to quality healthcare during your studies abroad.

  1. ✓Hold a valid student visa for your stay.
  2. ✓Have an admission letter for full-time study from an accredited university.
  3. ✓Maintain health insurance for your entire stay.
  4. ✓Meet the age criteria set by your chosen insurance provider.
  5. ✓If traveling with family, ensure your partner is also covered.

How to Choose the Best Health Insurance Plan?

Choosing the right health insurance is a key step before studying abroad. With many OSHC options available, focus on these important factors to find the best plan for your needs.

♥University and Country Requirements

OSHC requirements can vary by country, university, and visa type. Always check the specific rules for your destination and institution before choosing a plan—OSHC is often mandatory before your course begins.

♥Read The Fine Print

Pay close attention to the fine print to avoid unexpected issues. Check for exclusions, waiting periods, hidden limits, and other details typically outlined in the terms and conditions.

♥Compare Different Plans

After checking the requirements, compare different OSHC plans. Look at both coverage and exclusions to find the best value. Most plans include hospital stays, doctor visits, checkups, vaccinations, repatriation, and prescriptions. If unsure, consult an insurance expert for advice.

Health Insurance in Australia

Why Do You Need a Student Health Cover?

  • OSHC is mandatory for all international students in Australia, as required by the Department of Immigration and Citizenship.
  • Covers essential medical costs including hospital stays, surgeries, doctor visits, and prescription medicines—protecting you from unexpected expenses.
  • Access to routine and emergency care: OSHC helps pay for regular checkups, lab tests, and urgent medical needs, so you can focus on your studies.
  • Support for pre-existing conditions: Some plans cover ongoing treatments after a waiting period, ensuring continuity of care.
  • Protection against accidents: OSHC covers treatment for injuries, giving you peace of mind throughout your stay.

Partnered with Insurance Companies

We collaborate with health insurance companies across Australia.

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Ready to Begin Your Australian Adventure?

Let our expert counselors at Stanford International guide you to success.